Featured Highlight

5 Silent Mistakes That Quietly Lower Your Portfolio XIRR
You might be profitable, but are you efficient? Discover how partial exits, ignoring dividends, and overtrading silently destroy your compounding — and how to fix them.

Compatible Brokers

Step-by-step guides

Zerodha
Zerodha XIRR Calculator
How to download your Console tradebook and analyze true returns beyond P&L.
Groww
Groww Returns Analysis
Find your real annualized returns. Don't let simple P&L mislead you.
Angel One
Angel One Portfolio XIRR
Calculate accurate XIRR from your trade history reports effectively.
Upstox
Upstox XIRR Calculator
Know your true returns. Are you beating the market or just churning?
HDFC Sky
HDFC Sky XIRR Calculator
Get decision-aware metrics for your HDFC Sky portfolio instantly.
Paytm Money
Paytm Money XIRR
See how your Paytm Money investments are really performing.

Core Concepts

XIRR vs IRR: The Complete Guide
Understand the difference and why XIRR is better for SIPs.
7 Common Excel XIRR Mistakes
Avoid these silent errors that corrupt your calculations.
XIRR for Irregular Cash Flows
Master calculations for SIPs, lumpsums, and partial withdrawals.
XIRR vs CAGR
Which one shows your real returns? The answer might surprise you.

Troubleshooting

Why XIRR Doesn't Match App Numbers
5 reasons for the discrepancy and which one to trust.
Why Did My XIRR Drop Suddenly?
Understanding mathematical sensitivity to recent cash flows.
How Withdrawals Affect XIRR
Why booking profits can sometimes deceptively lower your return metric.

Interactive Tools

SIP XIRR Calculator
Calculate true returns on SIPs.
Wealth Projector
Visualize 30-year compounding.
SWP Calculator
Plan safe withdrawals.

Our Philosophy

Invest vs. Trade

We believe most retail "traders" are just gambling against algorithms. True wealth is built by holding high-quality assets and letting time do the heavy lifting.

Track Your Decisions

90% of investors don't track their returns accurately. The other 10% use tools like TrueXIRR to audit their behavior and improve their edge.