# truexirr.com > AI-optimized mirror of truexirr.com containing 27 pages totalling 12,901 words of clean markdown content, structured data, and semantic HTML. Original source: https://truexirr.com/. Last updated: 2026-04-30T22:03:26.439Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Portfolio Performance Audit](/site-root.html): Brokers show portfolio returns. TrueXIRR shows which decisions helped or hurt. Analyze stock-wise XIRR across multiple buys, exits, and timing. No spreadsheets., मुफ्त XIRR कैलकुलेटर - SIP, SWP, स्टॉक XIRR और ट्रेडिंग मनोविज्ञान विश्लेषण। Zerodha, Groww, Angel One से ट्रेडबुक अपलोड करें। 100% प्राइवेसी। (152 words) ## Articles & Blog Posts - [🤔 The Confusion](/blog/xirr-after-withdrawal-html.html): Wondering why your XIRR dropped after a withdrawal? Learn exactly how partial exits, redemptions, and profit booking affect your XIRR calculation. (363 words) - [Why Irregular Cash Flows Matter](/blog/xirr-irregular-cashflows-html.html): Complete guide to calculating XIRR for SIPs, lump sums, partial exits, and dividends. Includes Excel formulas and real investment examples. (707 words) - [📊 Your Investment](/blog/wealth-projection-calculator-html.html): Free wealth projection calculator for Indian investors. See how your investments grow over 10-30 years. Compare with Nifty 50, FD, and bonds. (824 words) - [Mistake #1: Frequent Partial Sells](/blog/5-silent-xirr-mistakes-html.html): Discover 5 common investing mistakes that reduce your real annualized returns (XIRR). Learn how partial sells, ignoring dividends, and overtrading hurt performance - with practical fixes. (1,067 words) - [Groww XIRR Calculator](/blog/groww-xirr-calculator-html.html): Groww shows you P&L. TrueXIRR shows which buy, sell, and averaging decisions helped or hurt. Free decision-aware analysis for your Groww portfolio. (684 words) - [Zerodha XIRR Calculator](/blog/zerodha-xirr-calculator-html.html): Zerodha Console shows portfolio P&L. TrueXIRR shows which buy, sell, and timing decisions helped or hurt. Free decision-aware analysis for your tradebook. (774 words) - [Mistake #1: Wrong Sign Convention](/blog/common-xirr-mistakes-excel-html.html): Avoid these 7 common XIRR mistakes in Excel that give wrong results. Learn the correct way to calculate XIRR for your investments. (558 words) - [Privacy Policy](/privacy-html.html): Privacy Policy for TrueXIRR - Learn how we protect your data and privacy. (708 words) - [Angel One XIRR Calculator](/blog/angel-one-xirr-calculator-html.html): Angel One shows portfolio P&L. TrueXIRR shows which buy, sell, and re-entry decisions helped or hurt. Free decision-aware analysis. (517 words) - [Paytm Money XIRR Calculator](/blog/paytm-money-xirr-calculator-html.html): Paytm Money shows portfolio P&L. TrueXIRR shows which buy, sell, and trading decisions helped or hurt. Free decision-aware analysis for Paytm Money users. (524 words) - [Upstox XIRR Calculator](/blog/upstox-xirr-calculator-html.html): Upstox shows portfolio P&L. TrueXIRR shows which buy, sell, and trading decisions helped or hurt. Free decision-aware analysis. (459 words) - [💡 The Formula is Simple](/blog/how-to-build-long-term-wealth-html.html): A practical guide to building long-term wealth in India. Learn about SIPs, index funds, compound interest, and strategies to achieve financial freedom. (480 words) - [Retirement Planning](/blog/swp-calculator-html.html): Free SWP calculator to track your systematic withdrawal plan returns. Calculate XIRR for retirement income, check corpus sustainability, and plan safe withdrawal rates. (565 words) - [Advanced SIP Calculator](/blog/sip-xirr-calculator-html.html): Free SIP XIRR calculator to find your true mutual fund returns. Calculate annualized returns for step-up SIP, compare with FD rates. Instant results, no signup required. (524 words) - [📉 The Panic](/blog/why-xirr-drops-suddenly-html.html): Your XIRR dropped overnight without any trade? Here are 6 reasons why XIRR fluctuates and drops suddenly — and whether you should worry. (389 words) - [HDFC Sky XIRR Calculator](/blog/hdfc-sky-xirr-calculator-html.html): HDFC Sky shows portfolio P&L. TrueXIRR shows which buy, sell, and trading decisions helped or hurt. Free decision-aware analysis for HDFC Sky users. (483 words) - [Terms and Conditions](/terms-html.html): Terms and Conditions for using TrueXIRR portfolio analysis tool. (394 words) - [The Core Difference](/blog/xirr-vs-irr-html.html): Understand the difference between XIRR and IRR with real examples. Learn when to use each formula for accurate investment return calculations. (303 words) - [What is Investing?](/blog/investing-vs-trading-html.html): Understand the key differences between investing and trading. Learn which approach suits your goals, risk tolerance, and lifestyle. Guide for Indian investors. (339 words) - [Contact Us](/contact-html.html): Contact TrueXIRR support for questions, feedback, or assistance. (171 words) - [😤 The Frustration](/blog/why-xirr-not-matching-html.html): XIRR showing different values in different apps? Learn the 5 common reasons why XIRR calculations don't match and how to get accurate returns. (356 words) - [Refund and Cancellation Policy](/refund-html.html): Refund and Cancellation Policy for TrueXIRR Pro subscriptions. (292 words) - [📊 The Numbers Don't Lie](/blog/why-retail-should-invest-not-trade-html.html): Learn why long-term investing beats day trading for most retail investors. Data, psychology, and practical advice for Indian stock market participants. (401 words) - [Featured Highlight](/blog/index.html): Learn about XIRR, decision-aware portfolio analysis, and trading psychology. Guides for Zerodha, Groww, Angel One, Upstox, HDFC Sky, and Paytm Money users. (336 words) - [The Simple Difference](/blog/xirr-vs-cagr-html.html): XIRR vs CAGR explained for Indian investors. Learn which metric truly reflects your stock market performance and why your broker might be misleading you. (259 words) - [The Uncomfortable Truth](/blog/why-tracking-trades-matters-html.html): Discover why tracking your stock trades is crucial for success. Learn how a trading journal improves performance, reveals behavioral patterns, and boosts returns. (272 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/content/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/content/robots.txt): Crawler directives